Brian Bobeck is a Principal and Senior Consultant at Cornerstone Institutional Investors, LLC, and has been in the financial services industry for over 20 years. His focus is on the niche area of providing customized life insurance solutions to affluent clients in the areas of wealth transfer, business succession, and estate/tax planning. In coordination with his client’s entire advisory team (accountant, attorney and investment advisor) he provides the necessary due diligence and transparency on planning options to be considered.
Typical plans include wealth transfer strategies that utilize sophisticated techniques such as Irrevocable Life Insurance Trusts (ILITs), split dollar arrangements, Intentionally Defective Grantor Trust (IDGTs), installment sales and discounted assets. Brian also advises corporate clients on employee benefit plans including Non-Qualified Deferred Compensation (NQDC) plans, Supplemental Executive Retirement Plans (SERPs), and executive bonus plans.
Brian received a Bachelor of Science Degree in Computers and Information Systems from Kings College and an MBA with a concentration in Marketing from Lehigh University. Brian holds his FINRA Series 7 and 66 licenses, Chartered Financial Consultant (ChFC) designation and the Chartered Life Underwriter (CLU) designation from the American College. He is a member of the Association of Advanced Life Underwriters, a member of the Lehigh Valley and Philadelphia Estate Planning Councils, and a member of the Union League of Philadelphia. He is a registered representative of M Holdings Securities, Inc. Through webinars, podcasts, continuing education seminars and speaking engagements Brian covers the topics of life insurance, executive benefits, and wealth transfer strategies to better educate his audience.
The coincidence of historically low-interest rates and the increased gift tax exemption under the 2017 Tax Cuts and Jobs Act has temporarily created an opportunity for high net worth families to tax-efficiently transfer [...]
