Terms of Service

Certain types of content are made available through the Site. “User Information” as used in these Terms of Service means, collectively, the information, such as text, data, reports, analyses, investment information and other content, that Members post, upload, submit, provide, or otherwise make available to the Site, including without limitation discussion groups, message boards, profile pages, and personal information. You shall be solely responsible for your own User Submissions and the consequences of posting or publishing them. In connection with User Submissions, you affirm, represent, and/or warrant that you own or have the necessary licenses, rights, consents, and permissions to use, display, and authorize Alpha Architect to use and display your User Submissions. In connection with User Submissions, you agree that you will not submit material that is in violation of U.S. Securities and Exchange Commission rules regarding selective disclosure by issuers of material nonpublic information (“tipping” and insider trading), copyrighted, trade marked, protected by trade secret, or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material and to grant Alpha Architect all of the license rights. You shall retain all of your ownership rights in your User Submissions. However, by submitting the User Submissions to Alpha Architect, you hereby grant Alpha Architect a worldwide, non-exclusive, fully paid-up, royalty-free, irrevocable, perpetual, sublicenseable, and fully transferable license to use, reproduce, distribute, prepare derivative works of, and display the User Submissions in connection with the Site and Alpha Architect’s business. You grant Alpha Architect the right to use any of your User Submissions to conduct studies and develop forecasts, price forecasts and reports, which it may display on the Site and use for any other purpose. You also grant Alpha Architect and its affiliates the right to use your User Submissions to make trades. . You also hereby grant each User a non-exclusive license to access your User Submissions through the Site, and to use, reproduce, distribute, prepare derivative works of, and display such User Submissions as permitted under these Terms of Service. To the extent you do not have ownership rights to any of your User Submissions, you shall indemnify Alpha Architect for any claim regarding Alpha Architect’s use of your User Submissions. You understand that when using the Site, you will be exposed to User Submissions from a variety of sources, and that Alpha Architect is not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such User Submissions. You further understand and acknowledge that you may be exposed to User Submissions that are inaccurate, offensive, indecent, or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Alpha Architect with respect thereto, and agree to indemnify and hold Alpha Architect, its affiliates, and/or licensors, harmless to the fullest extent allowed by law regarding all matters related to your use of the Site. Alpha Architect reserves the rights to remove and permanently delete any User Information from the Site without notice.

Alpha Architect hereby grants you permission to use the Site as set forth in these Terms of Service provided that you will comply with the Terms of Service and with any Information Providers’ Terms of Service linked to the Site. Much of the Information on the Site provided by Information Providers, including but not limited to price forecasts for stocks or other securities, is licensed to us by others; therefore, your use of Information may be governed by an Information Provider’s Terms of Service. You agree not to use, copy, modify, reformat, create derivative works, publicly display, download, store, reproduce, transmit, provide links to, republish, upload, post, reprocess or distribute any content on the Site, including without limitation, the text, scripts, graphics, software, data, Information, photos, and the like (“Content”) or use any Content for commercial purposes without obtaining prior written consent from Alpha Architect and/or the appropriate third party. You may download material displayed on the Site for non-commercial, personal use only. If you download material, you agree to maintain all copyright and other proprietary notices contained on the materials. To access some features of the Site, you will have to register on the Site. You may never use another’s registration without permission. When registering, you must provide accurate and complete information. You are solely responsible for the activity that occurs under your registration, and you must keep your password secure. With the exception of applications commonly known as web browser software, or other applications formally approved by Alpha Architect in writing, you agree not to use any software, program, application, or any other device to access or log on to the Site or to automate the process of obtaining, downloading, transferring, or transmitting any content, information, or quotes to or from the Site. You agree not to use or launch any automated system, including without limitation, “robots,” “spiders,” “scrapers,” or “offline readers,” to access the Site. Notwithstanding the foregoing, Alpha Architect grants the operators of public search engines permission to use spiders to copy materials from the Site for the sole purpose of creating publicly available searchable indices of the materials, but not caches or archives of such materials. You agree not to collect or harvest any personally identifiable information, including account names, from the Site, nor to use the Site for any commercial solicitation purposes. Alpha Architect may permanently or temporarily terminate, suspend, or otherwise refuse to permit User’s access to the Site without notice and liability, if in Alpha Architect’s sole determination, User violates any of the Terms of Service, including the following prohibited acts, which you agree not to perform; (i) use the Site for any illegal purpose or to submit, transmit or facilitate the distribution of information or content that is unlawful, illegal, harmful, abusive, racially or ethnically offensive, vulgar, obscene, sexually explicit, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, libelous, threatening, or in a reasonable person’s view, objectionable; (ii) attempt to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Site; (iii) take any action that imposes an unreasonable or disproportionately large load on our infrastructure; (iv) upload invalid data, viruses, worms, or other software to the Site; (v) impersonate another person or otherwise misrepresent User’s affiliation with a person or entity, conduct fraud, hide or attempt to hide User’s identity; (vi) submit, upload, post, email, transmit or otherwise make available any Information or Content that User does not have a right to make available; (vii) interfere or attempt to interfere with the proper working of the Site; (viii) bypass the measures we may use to prevent or restrict access to the Site; or (ix) reverse engineer, reverse assemble or otherwise attempt to discover any source code.