Academic Finance Research and Insights

Fixing the poor performance of the book-to-market ratio

By |August 19th, 2024|Tommi Johnsen, Research Insights, Factor Investing, Academic Research Insight, Other Insights, Value Investing Research|

The authors effectively argue the case for intrinsic value and DCF based approaches to building Value factor strategies. The traditional value measures, especially the book-to-market ratio, are described as ineffective in today's market environment.

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The Effect of ESG Strategies on Global Equity Returns

By |August 16th, 2024|ESG, Larry Swedroe, Research Insights, Other Insights|

To determine the impact of sustainable investment strategies on equity returns, Romulo Alves, Philipp Krueger, and Mathijs van Dijk analyzed the relationship between ESG ratings and global stock returns. They found very little evidence that ESG ratings were related to global stock returns over the two-decade period.

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Overvalued or New Paradigm?

By |August 9th, 2024|Predicting Market Returns, Larry Swedroe, Research Insights, Guest Posts, AI and Machine Learning, Other Insights, Behavioral Finance|

Without question the topic of greatest debate among investors, including investment professionals, and financial economists, is whether or not the market, and the technology sector in particular, is overvalued. There are two very strong conflicting views regarding not only the current valuation of technology stocks, but also the valuation of the entire asset class of large-cap growth stocks. One side, I’ll call the “new paradigm” or “it’s different this time” school. The other side, I’ll call “the been there, done that” school. Its theme is those that don’t learn from the past are doomed to repeat the same mistakes. No two sides could have more different viewpoints. To understand each side, let’s imagine a dialogue between the two schools.

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Transitioning from an ETF to Direct Indexing? Bad Idea.

By |July 30th, 2024|Research Insights, Tax Efficient Investing, ETF Investing|

Many investors face the complex decision of whether to transition from a diversified ETF to direct indexing. When is this switch a poor investment choice? My findings suggest that many investors are better off avoiding it. Direct indexing remains attractive even with a decent amount of embedded capital gains, up to approximately 40% of initial investment, for investors in the highest marginal income tax bracket.   However, for lower-tax investors with a marginal income tax rate of 22%, ETFs often prove more advantageous: when embedded capital gains exceed 10%, a consumption-focused investor is better off staying in an ETF.  While the other benefits and costs of direct indexing are difficult to quantify, my results indicate that it is far from a universal solution. Investors with high embedded gains and lower tax rates should approach direct indexing cautiously.

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Transaction costs for asset allocation and foreign exchange markets

By |July 29th, 2024|Transaction Costs, Research Insights, Basilico and Johnsen, Academic Research Insight, Other Insights|

Transaction costs have a first-order effect on the performance of currency portfolios. Proportional costs based on quoted bid–ask spread are relatively small, but when a fund is large, costs due to the trading volume price impact are sizable and quickly erode returns, leaving many popular strategies unprofitable.

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